What this listing means
Qdoba Restaurant Corporation appears in the U.S. Small Business Administration's Franchise Directory, the list lenders and Certified Development Companies use when they evaluate loan applications from businesses that operate under a brand agreement. SBA has determined that this brand's agreement meets the Federal Trade Commission's definition of a franchise, and it carries SBA franchise identifier code S1370.
Being listed is an administrative status, not a seal of quality. SBA itself stresses that placement in the directory is not an endorsement of the brand and says nothing about whether a specific location will succeed. What it does mean, practically, is that SBA lenders have a cleared path to process a loan for this brand without brand-specific conditions on file.
We group this listing under food and beverage for navigation. That grouping is our editorial estimate from the brand name, not an SBA classification. SBA's records show the listing's identifier start date in 2017.
Listing record
- SBA franchise identifier code
- S1370
- Meets FTC definition of a franchise
- Yes
- Franchisor certification on file
- Yes
- Identifier start date
- 10/01/2017
- Industry group (our editorial estimate)
- Food and beverage
Source: U.S. Small Business Administration Franchise Directory, effective July 24, 2026, retrieved August 4, 2026.
Industry benchmarks: food and beverage
Food and beverage concepts usually carry the heaviest build-outs in franchising: commercial kitchens, ventilation, health-code compliance, and prime retail rent. Labor is a large, ongoing line item and margins live or die on food cost discipline.
Typical cost drivers
- Build-out and kitchen equipment
- Rent in high-traffic retail locations
- Hourly labor and turnover
- Food cost percentage and waste
Compare in the FDD
- Item 7 total investment range versus similar quick-service or fast-casual brands
- Required equipment packages and approved suppliers (Item 8)
- Royalty plus ad-fund percentages stacked against typical food-sector totals
- Item 19 average unit volumes, if disclosed, and how many units the average covers
Baselines from public data
About half of new establishments survive five years or more
Across all industries, U.S. Bureau of Labor Statistics data shows roughly two-thirds of new establishments survive their first two years and about half reach the five-year mark. Franchised or not, plan capital for the ramp years.
Source: BLS, Business Employment Dynamics: establishment age and survival
Franchisors must hand you an FDD at least 14 days before you sign or pay
The FTC Franchise Rule requires a Franchise Disclosure Document with 23 standardized items. Item 7 discloses the estimated initial investment range; Item 19, if provided, covers financial performance representations. Compare these across brands before committing.
SBA 7(a) loans top out at $5 million; 504 loans fund major fixed assets
SBA-guaranteed lending is the most common financing path for directory-listed brands. 7(a) covers general business purposes up to $5 million. CDC/504 finances real estate and major equipment through Certified Development Companies.
Source: SBA loan programs overview
Directory placement is not an SBA endorsement
SBA states that inclusion in the Franchise Directory is not an endorsement or approval of the brand and does not ensure business success. It is an eligibility and paperwork determination for lenders.
Source: SBA Franchise Directory
Public sentiment, worldwide
We do not publish sentiment scores or letter grades for brands. Public opinion about a franchise shifts with news cycles, varies by country and by location, and a single number would overstate what anyone can honestly measure.
Instead, we link the same public sources our researchers use, prefilled for this brand, so you can read the raw evidence yourself: complaint records, customer reviews, employee reviews, press coverage, and regulatory records.
Weigh patterns, not incidents. Every large brand has unhappy reviews somewhere on earth. What matters is whether the same complaint theme repeats across sources, across regions, and across years.
Firsthand experience beats all of it. The comments below are open to signed-up readers, and franchisees, employees, and customers are all welcome to share their view, positive or negative, within our community guidelines.
- Better Business Bureau ↗
Complaint history and accreditation status for the franchisor and individual locations in the U.S. and Canada.
- Trustpilot ↗
Customer reviews collected globally, useful for spotting recurring service themes across countries.
- Reddit discussions ↗
Unfiltered owner and customer conversations, including r/franchise threads from prospective and current franchisees.
- Google News ↗
Recent press coverage worldwide: expansions, closures, litigation, and franchisee association activity.
- Glassdoor / Indeed ↗
Employee reviews signal unit-level management culture, which franchisees inherit and staff experience daily.
- FTC and court records ↗
Search FTC actions and federal court filings (PACER) for regulatory or franchisee litigation history.
Community comments
Firsthand experience with Qdoba Restaurant Corporation from franchisees, employees, and customers.
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