Document checklist before you apply
A starter list of what financing conversations usually need after discovery.
Strong packages move faster because the story is complete. Use this as a starter list, then tailor it to new franchise, expansion, or acquisition paths.
01
Personal package basics
Government-issued ID, personal financial statement, resume or bio, and a recent credit report you obtained yourself are common starting points. Keep documents current and consistent across forms.
If retirement funds or home equity appear in the plan, gather statements early so you are not inventing numbers under deadline.
Strong packages move faster because the story is complete.
02
Business and franchise package basics
Franchise disclosure materials, itemized sources and uses, projections that match the story, and entity documents (when formed) usually appear. Expansions add tax returns, interim financials, and debt schedules.
If you already own 19% or more of another business, expect more entity-level financial questions. That is normal.
Next step
Turn reading into a personal estimate.
The free readiness tool organizes credit band, liquidity, project size, and experience into a plain-English tier. No credit pull, no lender decision.