Liquidity vs. project cost
See how the cash you could actually inject compares with a realistic total project cost, using the same educational benchmarks lenders talk around: roughly 10% as a floor and roughly 20% as strong.
Your numbers
Rough figures are fine. Nothing here is saved or sent anywhere; the math runs in your browser.
Enter a project cost to compare
The comparison uses two common educational benchmarks: roughly 10% of total project cost as a floor for many financing conversations, and roughly 20% as a strong position.
Want the fuller picture with credit, debt, and experience factored in? Run the funding readiness estimate.
Where to go from here
A ratio is a starting point, not an answer. A coach can pressure-test your project budget for free, and the official sources below explain how the loan programs actually work.
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Official sources
Government resources
- SBA-guaranteed loan programs
SBA.gov
Official descriptions of 7(a), 504, and microloan programs, straight from the agency that guarantees them.
- Buy an existing business or franchise
SBA.gov
The SBA's plain-English overview of evaluating and buying a franchise, including due diligence basics.
- Free local business counseling
SBA.gov
Find no-cost advisors near you: Small Business Development Centers, SCORE chapters, and veteran business centers.
- Rollovers as business startups (ROBS)
IRS.gov
What the IRS says about funding a business with retirement money, including the compliance risks.